Types of Loans and Interest Rates


 
 

Loans will not be completed after 3:30PM Monday- Friday. If you are looking to complete a loan, please make arrangements to come in before those times to sign the necessary documents.

 
 
car headlights in a driveway

Auto Loans and Rates

We offer competitive rates on auto loans with terms ranging from twelve to seventy-two months on new and used vehicles.

***TFCU will match interest rates with required proof of documentation***

 
 
 
 
empty room with open doors

Unsecured Personal Loans

Personal loans can be used for any reason. Whether you wish to consolidate debt, take care of unexpected medical bills, or you just want to finally do that big kitchen remodel you’ve been talking about for years— a personal loan may be the solution for you. We offer three term options for unsecured (no collateral) loans- 12 months, 24 months, or 36 months.

 
 
 
 
Hands holding Visa card and typing on a keyboard

Visa Credit Card

Based on your credit score, we have two credit card options. Interest rates for our credit cards are 8.9% on the Platinum card and 12.9% on the Classic card. We offer a one-year balance transfer rate of 4.9% on Platinum, and 8.9% on Classic with no balance transfer fee and no annual fee.


 
 
 
 
 
 

To apply for a loan, you need to log into your new home banking account from a web browser/ desktop computer. Once you are logged in, you will click the link at the top of the page that says “Applications”, and then click “Loan Application”. After you agree to the terms and conditions, you can fill out the loan application and submit it directly through your account.